Home Improvement: Its not just a Tim Allen show anymore. In fact home improvement is a very real term that could help to transform your house into something new, fresh, and even more energy efficient. That being said humans often have the tendency to procrastinate and put things off. Home improvement projects however are worth doing, dont always have to be done by you, and most importantly can be done on almost any budget.? Below are some recommendations for home improvement projects that can improve the value of your house on a budget. We will also explain some ways of financing these expenditures that will save you real dollars.
Spring Home Improvement Projects
1. Add an attached garage. It must conform to city standards but many houses built at certain times do not have a garage which is one of the most common things people desire in a house. Garages can be put up on a budget and they increase the value of your home. They also require little maintenance once built. Its like a house for your car/stuff.
2. Turn an unused room into another bathroom or add a bathroom on. This is a great option for growing families who dont want to move as well as for people who simply want to increase the value of their home. The two things that people first ask when shopping for homes are always ?# bedrooms and baths?.
3. Backyard/frontyard: Many of our homes don?t look like they belong on the covers of Better Homes and Gardens but why cant they? A well landscaped back or front yard will solve the problem of people judging your book (house) by its cover. Adding or repairing a porch can add character to your home and make for a great summer project. Not only that but once you have a nice deck you can buy a barbecue and have cookouts. Everybody loves cookouts. There are many different ways to do porches and decks on a budget, as well as pricier options that will make your backyard the envy of your neighborhood.
4. Windows: Old windows not only look outdated but are often not energy efficient. By replacing or upgrading your windows you can save on your electricity/heating bills as well as improve the look of your home. Windows have gotten cheaper and cheaper over the years and can even be an easy DIY project if you are handy.
5. Kitchen: The way to any person?s heart is through the kitchen. Some of the most common things to do a kitchen in terms of home improvement projects include new cabinets, new furniture, new appliances, and even new counter tops. By updating your kitchen you are improving the future marketability of your home and also making your home more inviting.
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Financing Spring Home Improvement Projects
One great way to finance home improvement projects is by using a 203k in combination with a home refinance. A 203k home loan can be added to a refiance towards certain upgrades, your?monthly payment will?shrink depending on the lower rate you are refinancing at is. Then for every $1000 you borrow towards elligible home improvements your monthly payment will only go up by around $6 a month depending on how many years you refinance your mortgage too.
The best part of using the 203k loan is that you can rest assured that a licensed contractor will complete the repairs in a good amount of time. As opposed to DIY projects that you may or may not get to a 203k is a great option to ensure the work is completed and not put yourself into debt at the same time.
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