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Cold fusion chemist Martin Fleischmann dies at 85

NEW YORK (AP) ? British chemist Martin Fleischmann, who stunned the world by announcing that he had achieved nuclear fusion in a glass bottle, has died after a long illness. He was 85.

His son Nicholas said he died Friday at his home in Tisbury, England. He had suffered from Parkinson's disease for many years.

Fleischmann was one of the world's leading electrochemists when he and partner Stanley Pons proclaimed in 1989 that they had sparked fusion, the nuclear process that heats the sun, in an experiment at the University of Utah.

The reaction they reported occurred at room temperature and appeared to give off little radiation, an enormous contrast to the still-ongoing quest to harness fusion by conventional means, in billion-dollar reactors at temperatures of millions of degrees.

The announcement in Salt Lake City raised the hope of a shortcut to fusion as a clean, renewable and cheap energy source. But when other scientists rushed to replicate the achievement, most failed, and "cold fusion" was quickly labeled junk science. Physicists accused Fleischmann of incompetence and fraud.

He and Pons continued to work on ?and defend? their findings, but they were disheartened by the way their work was ignored by scientists after the debacle of 1989.

"This has been a terrible experience," Fleischmann told German news site Telepolis in 2005.

Research on "cold fusion" persists on the fringes of the scientific world.

Fleischmann was born in Czechoslovakia. When the Nazis occupied the country in 1938, the family fled to England. To gain legal status for the move, Fleischmann was adopted by a British bachelor.

He studied chemistry at the Imperial College in London, and became known for a strong grasp of mathematics and an imagination unusual for a chemist. He took over the chemistry department of the University of Southampton in 1967 and gave it an international reputation. He was a fellow of the Royal Society, Britain's Academy of Sciences.

After retiring from the university, he spent a lot of time in Salt Lake City, collaborating on experiments with his friend Pons, an American. Together, they decided to revive an idea Fleischmann had years ago. He had speculated that something interesting, perhaps a nuclear reaction, could be achieved by taking advantage of the peculiar behavior of hydrogen atoms infused in palladium, a precious metal.

Fleischmann was an "exploratory genius," said Michael Melich, a friend of Fleischmann and a research professor of physics at the Naval Postgraduate School in Monterey, Calif.

Source: http://news.yahoo.com/cold-fusion-chemist-martin-fleischmann-dies-85-170847182.html

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ASUS G74SX Series 17.3-Inch 3D Gaming Laptop PC Review

ASUS G74SX Series 17.3-Inch 3D Gaming Laptop PC Review This laptop is cool! Games in HD-for hours with several other graphics-intensive games and only once did was be warm once rested on a thick Comforter for more than an hour and a half. If you're the type who occasionally plays in their portable again rests on legs [skin] you ll have no fear of burning yourself [or in my opinion but you can impress all]. S the quiet! While I have although not many new experiences as much as the average Fan has a gaming laptop can only adopt this as one of the Diagonal on the market.Laptop PC Review the 3D is incredible [usage] ever. I tried both the demo and how in games and during the s s the fancy feature not one often will be used. The main reasons that the 3-d version was then bought G74 screen 120 hz. Glass when employees do not thoroughly uncomfortable t exactly ... Well ... really comfortable for both. D Gaming Laptop PC It's also a disadvantage as must remain tethered by micro USB. S the quickly! Not as fast as version disk Solid State and m or purchase hard disk SSD and give me some time in the future for this Beast but overall performance is more than acceptable both data and graphics processing power. Speaking Of ... Graphics are everything and have been able to eat mainly on high settings ve thrown without much of a problem. 17.3-Inch Gaming Laptop The problem occurred was probably assigned to the games are entirely new versions [SW: TOR for example. If the game was patched significantly increase performance]. Backpack works perfectly.ASUS Gaming Laptop PC It has enough space for enjoying not only the system and the power adapter Ethernet cable and keyboard mouse so good!

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ASUS UX31A-DB51 Review
Dell Inspiron i15RN Review
Gateway NE56R11u Review
Gateway NE56R12u Review
HP 2000-2a20nr Review
HP Envy 4-1030us Review
HP Pavilion dm4-3170se Review

Source: http://reviewsbestprices.blog132.fc2.com/blog-entry-661.html

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How to create a simple retirement plan ? Part One

There was a period in my life when I couldn?t bear to think about retirement planning.?I didn?t know how to do it. I didn?t think I could afford it. I only knew the problem grew worse with every day I ignored it.

So I blanked it out. It was a big, self-inflating ball of worry but it was invisible. Like a personal climate change problem, I pretended everything was hunky-dory by shutting off the voices of doom in a soundproof part of my brain.

If only I knew how easy creating a workable retirement plan could be!

First things first: It?s vitally important to define your investment goals. Without knowing your destination, you can?t work out how to get there.

A large-scale, life-altering project like investing for retirement may seem too abstract, distant, and difficult to deal with. Yet it can be done quite quickly by stringing together a few logical steps and employing a?retirement calculator to crunch the numbers.

Creating your retirement plan

Before the calculators can whir, we need to sketch out our retirement vision and the key factors that will make it happen.

• My vision ? To build an annual income that will sustain me and my nearest and dearest once we can no longer work.

• Target ? The annual income I need to live on in retirement. Another way of approaching this is in terms of total pension pot.

• Time horizon ? e.g. I want to retire no later than age 65.

• Contribution level ? Most calculators ask for the percentage of income that will be fed into your pension funds, but ultimately this comes down to how much cash you can save.

• Expected rate of return ? What growth rate might we get from the mix of assets we choose for our portfolio?

To make my retirement plan a little more tangible, I?ve taken to thinking of it as my very own financial farm:

• My target income is the crop that I?ll be harvesting in the years to come.

• My contribution level is the seed that I sow.

• The time horizon is the length of the growing season.

• The expected rate of return is the effect of the financial sun, rain, and soil upon my crop.

• I can even throw on fertilizer to increase the expected rate of return by choosing a riskier asset allocation.

Over the rest of this Special Retirement Week On Monevator! I?ll look at how to turn the factors above into raw numbers that you can feed into a retirement calculator.

As we go, we?ll look at each issue in turn (and magically the four bullet points below will be updated with links, too):

• Target: How much do I need to live on in retirement?
• Time horizon: How long have I got until I retire?
• Contributions: How much money must I save to achieve my goal?
• Expected rate of return: Working out your asset allocation

Subscribe now to get each new part emailed to you every morning.

Creating a retirement plan is worth the effort

Your investment goals face no bigger threat than the prospect of you giving up part way through.

By investing some time in your plan, before you invest any money, you will make your goals more tangible. You get a sense of what mission accomplished will look like, and can then draw a deep breath and take on the challenge.

After a while, you will savour your progress, relish defeating your demons, and turn a mental block into an empowering positive in your life. (Honestly!)

Take it steady,

The Accumulator

Thanks for reading! Monevator is a simply spiffing blog about making, saving, and investing money. Please do check out some of the best articles or follow our posts via Facebook, Twitter, email or RSS.

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Source: http://monevator.com/how-to-retirement-plan/

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Michelle Obama to campaign in eastern Pennsylvania | PennLive.com

PHILADELPHIA ? Michelle Obama is heading to Pennsylvania this week for a string of campaign stops.

The campaign says the first lady will hold events Thursday in Philadelphia, Montgomery County and the Lehigh Valley. Officials say the events will be ticketed and open to the public. Exact details of the visits have not been announced.

Last month, Obama visited a north Philadelphia gymnasium in support of her two-year-old "Let's Move!" effort to combat child obesity and encourage healthy eating and fitness.

Source: http://www.pennlive.com/midstate/index.ssf/2012/08/michelle_obama_to_campaign_in.html

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Drop The Bad Habit And Quit Smoking Today! ?

Always keep in mind that there is only one outcome from taking another puff of a cigarette. That outcome is smoking again at the level that you were at, until the habit cripples you and you are in the hospital dying. This is a scary truth that will help you stay on track.

If you have quit smoking in the past but started back up, only to want to quit again, this time you need to come up with a plan of action. Write down everything that caused you to relapse in the past so you are better prepared to handle these issues as they arise going forward.

Set a day that you plan on quitting your smoking habit permanently. Write down this date on your calendar, and plan on this day. Your mind should be ready for a new change that will last for the remainder of your life. You could even have a small party on the morning of the day that you?re quitting.

Nicotine gum and patches have been around for many years now. They are safe and effective in helping many people to quit smoking. The amounts of nicotine that are released into your blood stream can make you feel a little less on edge. Pick up a pack at your local drug store and see if they work for you.

Consider any therapy that can replace nicotine. Smoking itself is kind of disgusting and easy to give up, but the nicotine withdrawal usually proves the nail in the coffin of a quit attempt. Do whatever you can to deal with the withdrawal, from medicine prescriptions to alternatives like the patch, gum or even throat lozenges.

To help you stop smoking, remind yourself constantly about the immediate benefits. These include fresher breath, no more yellow and stained teeth, more energy and an increased ability to taste foods. In addition, you will be less likely to have shortness of breath and will enjoy physical exercise more. This will leave you healthier and happier.

When you decide to go out with your family or your friends, try to go to places where you cannot smoke. This will prevent you from taking puffs. Try going to a restaurant or going out to a movie. This is a wonderful way to curve your urges, and it is fairly easy. Just make it inconvenient to smoke.

Don?t try to quit smoking during a time you?ll already be stressed. If you have a move coming up, a big project at work, or are working to change your life in other ways, the stress of quitting may feel like too much. Try to quit when you?ll be able to relax if you need to.

Start moving. Physical activity is a great for reducing nicotine cravings and can ease some of the withdrawal symptoms. When you crave a cigarette, go for a jog instead. Even mild exercise can be helpful, like pulling the weeds in the garden or taking a leisurely stroll. Plus, the extra activity will burn extra calories and help ward off any weight gain as you are quitting smoking.

Starting an exercise regimen is a great way to support yourself when you?re trying to quit smoking. Under the advice of a doctor, ease yourself into the regimen, especially if you?ve been a heavy smoking for many years. The exercise will help you not only repair some of the damage smoking has done to your body, but is also a great stress reliever as well.

Before beginning to quit, talk with your doctor about your intentions. Your doctor can advise you on the best methods to quit, and if need be, can provide you with prescription drugs to aid your quitting. Also, your doctor can be an important sounding board throughout your entire quitting experience.

After reading through this article you should now have good ideas and expanded knowledge on what it takes to quit smoking. Quitting smoking is something that anyone can do but few actually accomplish, so be the better of those people and show that you can quit smoking for good.

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Source: http://all-articles-directory.com/drop-the-bad-habit-and-quit-smoking-today/

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Home Health Care Demand Increases As Baby Boomers Age ...

Topics: Delivery of Care, Aging, Health Costs, Marketplace, Medicaid, Medicare

Aug 06, 2012

The Associated Press: Aging Baby Boomers Face Home Health Care Challenge
Demand for home?health care?workers is soaring as baby boomers ? the 78 million Americans born between 1946 and 1964 ? get older and states try to save money by moving people out of more costly?nursing homes. But filling more than 1 million new home care positions over the next decade will be a challenge (Seewer, 8/5).

This is part of Kaiser Health News' Daily Report - a summary of health policy coverage from more than 300 news organizations. The full summary of the day's news can be found here and you can sign up for e-mail subscriptions to the Daily Report here. In addition, our staff of reporters and correspondents file original stories each day, which you can find on our home page.

Source: http://www.kaiserhealthnews.org/Daily-Reports/2012/August/06/home-health-demand.aspx

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Accounts Receivable Financing and Factoring - Small Business ...

Say you?re strapped for cash. You don?t exactly need a small business loan, nor do you have the time to go through the application process. Although you are expecting several invoices to be paid by large clients in the upcoming weeks or months, you need money now to pay your employees and vendors. ?What?s the solution?

Accounts receivable financing or factoring might be an option for you ? depending on your industry and the nature of your business.

What is Accounts Receivable Financing?

Accounts receivable financing involves borrowing against your receivables or selling your receivables?to a company that will pay you an amount equivalent to the invoice amount due you, less a discount. ?The amount of ?the discount varies depending on the size of the transaction, the extent of risk that the financing company (sometimes called a ?factor?) has to take to collect the amount due, and other matters. ?You?d get more for an invoice payable by a blue chip company that?s due soon versus one that?s, say, 90 days past due from a weaker payor.

Factoring has been around at least 500 years, says Dan Casey of?AccountsReceivableFinancing.com. ?He notes that it??involves the:

?? process of selling your rights to collect an invoice.??The factor/invoice buyer pays a high percentage of the invoice face value day one.??Upon collection, the factor funds the balance of the invoice value less their fees for service. ?

Here is a breakdown of different accounts-receivable financing types:

So with these types of services, you can either borrow against the money you expect to come in soon, or sell the invoice itself at a discount. ?The net effect in either case is that you get a lot of money a lot sooner. ?You can see other benefits and drawbacks in the chart above.

Benefits of Accounts Receivable Financing

The primary benefit to these financing services is to help small businesses get cash quickly.

It?s particularly useful for businesses that get paid large invoices by clients that may pay slow for one reason or another (such as large corporate clients, or when part of a large multi-phase government contract). ?Yet, in the interim that small business still has a payroll to meet ? putting the business in a cash flow bind.

Accounts receivable financing can also help free up working capital. Because so many businesses have funds tied up in inventory, getting paid for invoices quickly is paramount. ?Getting financing takes that worry out of the equation for small businesses.

Factoring, where you actually sell the invoice outright and the factor takes over collection, can take away the headache of chasing down payments from clients. That alone can save a small business time and money in the form of internal staff resources dedicated to follow-up and collection.

What Accounts Receivable Financing and Factoring Costs

Just like any other type of financing or loan, you will pay for the privilege of getting access to cash quickly. Casey says at his company, invoice financing fees can vary from 1% to 3% per month. The rate you?ll pay depends on the size of the transaction, your monthly dollar volume and your credit worthiness. The fees will also depend on whether you?re getting factoring financing or accounts receivable financing.

Is It Right for Your Business?

Accounts receivable financing companies often specialize in a particular industry or type of transaction, e.g., staffing services industries or government contracts. ?When looking for such financing, check their website or ask if they handle transactions in your industry or of your type.

Consider your reasons for needing quick financing. Is it a temporary problem? ?If not, it might be indicative of something bigger that needs to be addressed. ?Accounts receivable financing is not designed to buy time to hold off the inevitable.

How much are you willing to pay for the privilege of getting access to money faster? ?In essence, accounts receivable financing is like dropping your prices. ?On the other hand, it might be well worth it if it keeps your cash flow steady and uninterrupted ? the alternatives (drawing on expensive credit cards or incurring late charges) could be more expensive. ?You really have to look at the big picture and the full impact. ?Speak to your accountant to understand the overall financial impact on your company.

Source: http://smallbiztrends.com/2012/08/accounts-receivable-financing-and-factoring-may-help-small-biz-cash-flow.html

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How To Stay On Top With Commercial Real Estate | Buy Property ...

It is easier than it seems to be a success in commercial real estate. There is essential information that you must know before you enter into any deal. This article contains tips to help you get more from your experience.

You probably do not want to sign a lease form that is standard when you are leasing a commercial piece of real estate. It is not uncommon for real estate brokers to include detailed, confusing terms and clauses into the lease. If you read the lease with care, it can help you from having a horrible experience.

Be sure to have your property inspected by a licensed inspector prior to placing it up for sale. If they should discover even a single issue with the property, repair or resolve it immediately.

Commercial properties can afford you some great tax breaks and benefits upon investing in them. Investors typically receive interest deductions in addition to depreciation benefits. However, investors sometimes get ?phantom income?, this is a type of income which is taxed but it isn?t received as cash. It is important that you become familiar with this particular kind of income before you make any investments.

You need to be able to spot good deals to be able to make them advantageous to you. Professional investors have an eagle eye for great deals. One of their tools to success is always having an exit strategy. This allows them to opt out of a deal if it doesn?t meet their criteria. In addition, they have a keen eye for observing any areas of the property that will require costly repair, and they have the ability to calculate the risk and the financial ramifications in order to successfully meet their goals.

Make sure you are dealing with a company that cares about their customers before you make a purchase. Otherwise, you may end up paying a lot in the long run for a mistake that could have easily been avoided.

Whenever you are considering a commercial lease, you need to think about pest control. Talk about pest control with your agent if the area is known for rodents and bugs.

Look for the opportunity to buy something big. You will want to do this because it is not any harder to take care of a bigger building than a smaller one, and it will cost you less in the long run.

Feng shui might improve your commercial investing profits when used correctly in the interior design of your properties. Two of the basic principles of feng shui, openness and a lack of clutter, are both features that are appealing to buyers, tenants, and customers.

Advertise the commercial property to both locals and non-locals. Many sellers mistakenly presume that their property will appeal only to local buyers. There are many investors who are interested in financing properties which are outside their area as long as they are a great deal.

Use social networking and a newsletter to share your commercial real estate information. It is important to keep in touch with your contacts, for they can be beneficial to you in the future.

Consult your tax adviser before buying your first commercial property. The tax lawyer will help you find out how much it will cost you and how much you will be taxed. Work together with your tax adviser to locate an area that have low taxes.

As stated earlier, you will need to prepare yourself extensively before pursuing commercial real estate. The advice you have learned in this article will help you succeed in commercial real

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