Workers compensation insurance for New York state companies

Posted on | March 8, 2012 | No Comments

Are you going to hire your first employee for your business in New York? While many other business insurance products are voluntary, workers? compensation insurance is mandatory, and laws require you to have New York state workers compensation?coverage in place before your new employee?s first day on the job.

Worker?s compensation coverage generally pays an injured employee?s medical expenses, rehabilitation costs and a portion of lost wages. As the owner of the business, carrying workers? compensation insurance can defend you from the chance of lawsuits filed by personnel who suffer work-related injury or sickness.

It?s imperative that you take measures to reduce the danger of workplace accidents, injuries and illness. Here are a number of ways you should help make the workplace safer.

? Keep the business premises clean and in a good state of repair.
? Keep floors free of clutter to avoid trip and fall accidents.
? Ensure that electrical wiring and electrical apparatus are well maintained.
? Coach staff on safe working procedures.
? Provide appropriate safety footwear, headwear and other safety gear if your worker uses heavy equipment.

Speak with us before your new recruit joins your business to talk about New York state workers? compensation insurance and any other business insurance needs you may have. We will be happy to help you to fulfill your insurance obligations as an employer while keeping your costs as low as possible.

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Source: http://snowblack.org/2012/03/workers-compensation-insurance-for-new-york-state-companies/

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